Privacy Policy
Effective Date: September 12, 2026 · Olzytech Solutions
Olzytech Solutions (“we”, “our”, “us”) builds the Cashflow mobile application. We believe your financial information is personal. This policy explains what information Cashflow uses, where it is stored, and how we protect it. We have written it in plain language so it is easy to understand.
1. No Account Required
Cashflow does not require you to create an account, provide an email address, or register in any way. You can start using the app immediately after installing it.
2. What Information Cashflow Uses
During the initial setup, Cashflow asks you for three pieces of information to personalise your experience:
- Work type — for example, employed or self-employed
- Occupation — your job or profession
- Payday date — the date you typically receive your income each month
This information is used only to set up your cashflow cycle within the app. We do not collect your name, email address, phone number, bank account details, card numbers, or any other personal identifiers.
3. Where Your Data is Stored
All data you enter into Cashflow — including your setup details, expenses, transactions, and any other records — is stored entirely on your own device. We do not have a server or database that holds your information. Your data never leaves your phone unless you choose to export it yourself.
Because your data lives on your device, it is protected by your device's own security features (screen lock, biometrics, device encryption). We recommend keeping your device up to date and secured.
4. Data We Do Not Collect
We do not collect, transmit, or store any of the following:
- Your name, email address, or phone number
- Bank account details or card numbers
- Location data
- Device identifiers or advertising IDs
- Usage analytics or crash reports sent to our servers
- Any financial records you enter into the app
5. Payments and Subscriptions
Cashflow offers a one-time Pro upgrade. All purchases are processed exclusively through the platform you downloaded the app from:
- Apple App Store for iOS devices
- Google Play Store for Android devices
We do not collect, process, or store any payment information. Your billing details are handled entirely by Apple or Google under their respective payment policies. For refunds or billing enquiries, please contact Apple or Google directly.
6. Third-Party Services
Cashflow does not integrate with any third-party analytics, advertising, or data collection services. The app does not contain trackers, ad networks, or any code that sends your information to external parties.
7. Children's Privacy
Cashflow is intended for users aged 18 and above. The app does not knowingly collect any information from children. Since no personal data is collected at all, there is no risk of children's information being stored or misused through our app.
8. Changes to This Policy
If we update this Privacy Policy, we will post the revised version within the app and on our website, with an updated effective date. We encourage you to review this page periodically. Continued use of the app after changes are posted means you accept the updated policy.
9. Contact Us
If you have any questions about this Privacy Policy, feel free to reach out: